The Affordable Care Act Essay Discussion Paper
Question
States can
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license and regulate health care facilities
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restrict marketing and price of health insurance
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create federal health policies
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A and B only
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All of the above
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Expert Answer
This solution was written by a subject matter expert. It’s designed to help students like you learn core concepts. The Affordable Care Act Essay Discussion Paper
Step-by-step
1st step
All steps
Answer only
Step 1/2
All of the above
- States have the power to license and control the hospitals, clinics, and long-term care centers that are located within their boundaries.
- In addition to making sure that facilities are compliant with local, state, and federal regulations, this entails setting standards for care quality, safety, and staffing.
- States may also impose restrictions on the cost and marketing of health insurance.
- They accomplish this by having regulatory authority over insurance providers that offer policies within the state.
- Explanation for step 1
States can impose caps on premium increases, mandate that insurance plans cover specific services or medical procedures, and place restrictions on how much money insurance providers can even spend on administrative costs The Affordable Care Act Essay Discussion Paper
Step 2/2
- The federal govt, not the states, is primarily in charge of developing federal health policies.
- President Barack Obama enacted the Affordable Care Act (ACA), also referred to as Obamacare, into law in March 2010.
- The law was created to increase Americans’ ability to obtain health insurance and medical care, especially for individuals who were either uninsured or underinsured.
- Individual mandate: As part of the Affordable Care Act, most Americans were required to have healthcare coverage or face a penalty.
- Since it was passed, the ACA has become the focus of political discussion and legal contention.
- For millions of Americans, it has also resulted in significant improvements in coverage for health insurance as well as access to care The Affordable Care Act Essay Discussion Paper
- Explanation for step 2
A number of significant provisions in the ACA are designed to increase the availability of health insurance, raise the standard of care, and lower healthcare costs. These provisions include, among others:
- Marketplaces for health insurance: The Affordable Care Act (ACA) created marketplaces for health insurance where people as well as small businesses can browse and buy health insurance plans.
- Health care bill: The ACA increased the number of low-income families and individuals who qualified for Medicaid.
- Pre-existing condition protections: Under the ACA, health insurance providers are not allowed to refuse coverage to individuals who have such conditions.
Final answer
Preventative medicine, maternity care, mental health services, and drug and alcohol abuse treatment are among the essential health benefits that health insurance plans must provide coverage for under the Affordable Care Act (ACA) The Affordable Care Act Essay Discussion Paper